i) Hospital charges for in-patient and day-patient treatment

ii) Related ancillary charges

Treatment for and in relation to a human organ transplant of: kidney, pancreas, liver, heart, lung, bone marrow, cornea, or heart and lung as a recipient

Evacuation to the nearest medical facility for emergency treatment. Repatriation to country of nationality or residence for insured person and an escort

In-patient treatment for a congenital disorder. In circumstances where a congenital disorder manifests itself in a new born baby within 30 days of birth

Admission to a recognised rehabilitation unit of a hospital on the advice of a specialist as an integral part of treatment

In-patient treatment of an eligible medical condition which arises during the antenatal stages of pregnancy or childbirth

Medical practitioner fees including consultations; specialist fees; diagnostic procedures; prescribed drugs and dressings

Such as but not limited to asthma, diabetes and hypertension

Fees of a registered dental practitioner carrying out routine or complex dental treatment or surgery

Medically necessary costs incurred during normal pregnancy and childbirth

Fully-paid USA elective treatment within our network and a 50% co-insurance when treatment is received out of network

Opt for an out-patient treatment per visit excess in return for a reduced premium.

A small amount of medical practitioner and physiotherapy benefits can be added to WorldCare Essential plans only

Opt to apply a co-insurance for out-patient treatment in return for a reduced premium.

Treatment given for cancer received as an in-patient, day-patient or out-patient. Includes oncologist fees, surgery, radiotherapy and chemotherapy, alone or in combination, from the point of diagnosis

Treatment costs for a surgical procedure performed in a hospital, day-care facility or out-patient department